Frequently Asked Questions

First American Title Lending is based out of Cleveland, Tennessee and was founded in April of 2007. Since then, First American Title Lending has opened locations throughout the state of Georgia. We value our customers and we strive to offer very competitive rates and the best customer service in the industry.

1. What is a title pawn?

A title pawn is a short-term option that allows you to use your vehicle equity to get the cash you need quickly.

2. Do you have an Installment product?

We have an installment product with terms up to 24 months.

3. Do you offer a line of credit?

We have a line of credit product for qualified customers.

4. Do I get to keep driving my vehicle with a title pawn?

Yes, you keep your vehicle as long as your account is in good standings.

5. How long does the approval process take?

This can vary depending on the amount needed, but can be as quick as 30 minutes.

6. What happens to my title?

A lien will be placed on the title until the account is paid is full.

7. Do you offer a referral program?

Yes. We will give you up to $100 for each new customer that you refer to us.

8. Is my car too old?

No, any year vehicle is accepted.

9. What kind of vehicle can I use for collateral?

We lend on personal and commercial vehicles, including cars, trucks, semi-trucks, and more.

10. What if my title already has a lien from another company?

We may be able to pay off your existing account and you can start making your payments to us.

11. How much can I get?

You can get up to $15,000 depending on your vehicle and what you qualify for.

12. What will I need?

• Vehicle

• Personal Identification

• Vehicle title or current contract from any competitors

• Proof of income

• Proof of residence

• Bank account (only needed for online accounts)

13. What kind of rates does First American offer?

We offer very competitive rates.